Select Bonds forms part of Select Realty, offering clients a complete, end-to-end property solution. By combining expert property services with trusted home loan assistance, we simplify the entire buying process under one roof.
Our experienced team works closely with South Africa’s leading banks to secure competitive home loan options tailored to your needs. Whether you’re purchasing your first home, upgrading, or refinancing, we guide you every step of the way with clarity, care and confidence.
At Select Bonds, our team is committed to making your home-buying journey smooth and stress-free. We combine expertise, dedication and personalised support to help you secure the best possible outcome.
Director
Director
Bond Originator
Bond Originator
FAQ
A bond, also known as a home loan, is a loan from a bank or financial institution used to purchase or refinance a property. The property serves as security for the loan, which is repaid monthly over an agreed period.
Your affordability depends on factors such as your income, credit profile, monthly expenses and existing debt. We assess your full financial position and help you determine a realistic and comfortable loan amount before you start house hunting.
Not always. While a deposit can improve your chances of approval and secure a better interest rate, some banks do offer 100% or even higher bond financing depending on your profile.
Typically, you will need:
A copy of your ID
Latest payslips or proof of income
Bank statements (usually 3 months)
Proof of residence
Offer to Purchase (once available)
We’ll guide you through exactly what’s needed.
No. Our services are completely free to you. We are paid by the banks once your bond is registered.
Yes. We work with multiple banks and assess each application individually. Even if your credit history isn’t perfect, we’ll explore the best possible options for you.
Absolutely. We can help you refinance your existing home loan, or negotiate better interest rates with your current or a new bank.
Simply complete our online application or contact us directly. One of our bond specialists will guide you through the process from start to finish.
Get in touch and let us help you take the next step with confidence.
© 2026 Select Bonds. All rights reserved.